U.S. Debt Statistics

1. Average credit card debt per household with credit card debt: $15,956 (Source: creditcards.com)


2. 609.8 million credit cards held by U.S. consumers. (Source: "The Survey of Consumer Payment Choice," Federal Reserve Bank of Boston, January 2010)


3. Average number of credit cards held by cardholders: 3.5, as of yearend 2008 (Source: "The Survey of Consumer Payment Choice," Federal Reserve Bank of Boston, January 2010)


4. Average APR on new credit card offer: See current CreditCards.com Weekly Rate Report.


5. Average APR on credit card with a balance on it: 12.78 percent, as of November 2011 (Source: Federal Reserve's G.19 report on consumer credit, released January 2012)


6. Total U.S. revolving debt (98 percent of which is made up of credit card debt): $801 billion, as of December 2011 (Source: Federal Reserve's G.19 report on consumer credit, released February 2012)


7. Total U.S. consumer debt: $2.5 trillion, as of December 2011 (Source: Federal Reserve's G.19 report on consumer credit, released February 2012)


8. U.S. credit card 30-day delinquency rate in January 2012: 2.93 percent. (Source: Moody's, February 2012 report)

Source Creditcards.com